Thanks for the information J0linar, no offence taken ! Any advice is gratefully received.
I spent most of last night reading Polycount Wiki, great information thanks.
Polycount Wiki wrote: "Mastering good mesh flow takes time to learn. Just like any other discipline, learning about good topology usually requires making the mistakes yourself in order to experience first-hand what the results are, so you understand how important it is to avoid them next time. Most people learn by doing. Reading and research is very important, but after all the reading, make sure you attempt to do it. Nothing beats hands-on learning, and repetition. "
Reading the quote above I'm still going to carry on with my character so I can see what works and what doesn't, then I can get a good understanding what not to do next time.
PC - Windows 7 64bit, Intel i5, 12Gb Ram, 1TB WD Black, Evga Gefore 760gtx 3GB
Laptop - Windows 7 32Bit, Intel Core 2 Quad Q9000, 4GB Ram, 500Gb WD, ATI Mobility Radeon HD 4850