If you have an Nvidia GPU, you can use ShadowPlay. It's fantastic!
You don't lose any fps and it casues zero lag as it gets all the information from the GPU's buffer.
I can, however see the attraction to having an in engine screen capture add on. Although, the X10 version was never very good. I think the maximum resolution it could record was 640 x 480. Or something similar.
I would always advise using a 3rd party for creating videos and let the engine do what it does best.
If you are looking for a really effective screen recorder for very little money, take a look at
FastStone capture.
It allows you to record your screen and has a superb 'print screen' feature.
Cheers
Jay.